Technology has redefined the way consumers shop. Apps and smartphones let buyers conveniently purchase items, such as books, music, jewelry, furniture and even groceries, at the push of a button.  Last year, more than 198 million U.S. consumers used this technology to make an online purchase.[1] Online shopping is even changing the way customers buy insurance through smarter, data driven processes that significantly reduce the time it takes to purchase coverage.

Today, studies show that 70% of eligible employees would consider purchasing auto and/or home insurance at the workplace.[2]  MetLife Auto and Home^® has recognized that consumers prefer using digital channels to both research and shop.  As a result, MetLife Auto & Home Xcelerate^SM was introduced as a fast, easy and convenient online way to purchase auto insurance right through the workplace. "With approximately two in five employees evaluating their insurance on an annual basis, often comparing price and coverage options, it's critical that the process is more streamlined and cost-effective," said Scott Kuczmarski, Senior Vice President, MetLife Auto & Home.

Xcelerate allows employees to receive an accurate, bindable auto insurance price in about two minutes. Employees validate their name and address on Xcelerate and, with their permission, publicly available information and consumer reports are accessed to obtain data that is needed to calculate policy premiums.