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Not only are Americans not saving more for retirement, one out of every 10 aren’t saving anything at all this year—and they didn’t last year, either.

That’s according to a new Bankrate.com report, which found that just 19 percent of Americans have actually managed to up the amount they’re putting away for their senior years. Fourteen percent are saving less, while 55 percent are grimly hanging on to save the same amount they did last year.

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