Millions of people enrolled on health insurance exchangescreated by the Patient Protection and Affordable Care Act aremissing out on subsidies available to help them cover thecost of their plans.

An analysis by Avalere, a health care consulting firm, foundthat 2.2 million exchange enrollees are notreceiving cost-sharing reductions (CSRs) despite having incomesthat qualify them for the subsidy. That amounts to 27 percent ofthe 8.1 million enrollees whose income falls between 100 percentand 250 percent of the federal poverty level and who are thuseligible for CSRs. Those with higher incomes are often eligible fortax credits to help them finance their coverage.

People are missing out on CSRs because they signed up for plansthat don't qualify for the subsidies. CSRs are directed to thosewho enroll in sliver level plans, while many of those who areforgoing CSRs are likely enrolling in low-premium bronze levelplans.

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