Employers are continuing to cut employee benefits costs inthe wake of the Patient Protection and Affordable Care Act.Strategies include implementing consumer-driven plans orself-insuring, as well as launching health savings accounts,enhancing wellness programs andincreasing voluntary benefit offerings.

According to Benefits Selling's 2015 Employer Survey,63 percent of respondents said they expected their employees topick up more of the tab for their own benefits in the coming year,considering that health care and benefits costs have risensince last year.

More than a third (35 percent) said costs have increasedsignificantly, while 40 percent said costs have increased some and22 percent said they have stayed about the same. Only 3 percentsaid that costs declined some and no one said they declinedsignificantly.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.