Saving for retirement can be really tough—as evidenced by the number of people who have exactly $0 saved toward that goal.

While the ability to put money away varies from person to person, it can also change from region to region.

Lots of factors go into a worker's ability to set money aside: everything from the unemployment rate in his or her home state and the business climate—whether companies feel that a retirement plan is an important part of an employee's benefits package—to how many full-time, permanent jobs, complete with benefits, can be had.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.