U.S. workers are increasingly taking part in non-traditional voluntary insurance products offered through their employers. 

A new report by Eastbridge Consulting Group, which serves the insurance and financial services industry, finds that 41 percent of U.S. employees now own at least one voluntary product. 

Ownership has risen particularly fast among small firms with 10-100 employees. Among such firms, 51 percent of employees have at least one voluntary product, up from 37 percent in 2013. 

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