The 403(b) industry has seen a lot of changesover the past nine years. But even with all the regulatory changes,the Internal Revenue Service and the Department of Labor havegiven non-profit organizations a lot of time to bring their plansinto compliance.

However, it now looks like the tide may be shifting and we'restarting to see a tightening of the regulatory reins.

To begin with, the IRS has announced their priorities for2016.

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