Business leaders will encounter many forks in the road in thecoming year. Here are some of the top benefits-related decisionsbusinesses will face to ensure brokers are well prepared to provideadvice and counsel in 2016.

1) Pay or play?

In 2016, employers with at least 50 full-time equivalentemployees (FTEs) must offer affordable, minimum-value healthcoverage to at least 95 percent of their full-time employees andtheir dependents, or face a penalty. Employers will rely on brokersto advise them regarding what they should know and do to guardagainst health care reform-related penalties.

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