Business leaders will encounter many forks in the road in the coming year. Here are some of the top benefits-related decisions businesses will face to ensure brokers are well prepared to provide advice and counsel in 2016.

1) Pay or play?

In 2016, employers with at least 50 full-time equivalent employees (FTEs) must offer affordable, minimum-value health coverage to at least 95 percent of their full-time employees and their dependents, or face a penalty. Employers will rely on brokers to advise them regarding what they should know and do to guard against health care reform-related penalties.

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