Is the industry unnecessarily scaring retirement savers into believing they face a retirement crisis?

In the press release accompanying the publication of The Essential Retirement Guide: A Contrarian's Perspective, author Frederick Vettesse levels a stinging criticism against the financial services industry.

As chief actuary at Morneau Shepell, a Toronto-based benefits consultancy with a U.S. footprint in Atlanta, Vettesse has spent the past four decades consulting sponsors of public and private pension and defined contributions plans.

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