Major health insurers have said recently that they may eventually have to ditch the Patient Protection and Affordable Care Act (PPACA) individual insurance marketplace, saying that the pool of consumers they're covering simply isn't profitable.

UnitedHealthGroup, the largest private insurer in the country, has hinted that 2016 is the marketplace's last chance to prove itself worthy of the company's participation.

Even if they're not making big bucks on Obamacare, it's not as if health insurers are hurting. Despite its $245 million of losses on its PPACA business, UnitedHealth, for instance, reported a profit of $1.22 billion last year.

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