Seniors can expect to pay more for prescription drugs than ever as Medicare shifts to a greater reliance on coinsurance, rather than co-payments.

A new study by Avalere Health finds that 58 percent of drugs offered by Medicare are subject to coinsurance. That is a dramatic shift in just the past two years. In 2014, only 35 percent required coinsurance, and in 2015 only 45 percent did.

Traditionally, it was only the highest-cost drugs that were paid via coinsurance, but it's quickly becoming the standard model for all types of medications that the nation's 55 million seniors depend on.

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