It may not be their biggest worry in retirement, but housing costs still loom large for would-be retirees.

That's according to a survey from Voya Financial, which found that although 41 percent of respondents cited health care costs as their biggest retirement worry and 22 percent were focused on day-to-day living expenses, 15 percent said that housing costs, including mortgage and rent, were their top worry.

Home-related costs account for one of the largest categories of spending in retirement.

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