Headlines may claim that the economy is improving, but you can't prove it by American workers. Their financial stress is on the rise, even as their confidence in their financial future has fallen.

That's according to the most recent Bank of America Merrill Lynch Workplace Benefits Report, which found that 83 percent of employees say that workplace financial benefits are critical to their financial security. However, responses from 75 percent indicate that they're not financially secure. And 60 percent are somewhat or very stressed about their financial future—up from 50 percent in 2013.

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