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When Congress passed the Wall Street Reform and Consumer Protection Act (aka “Dodd-Frank”) in the summer of 2010, it neither reformed Wall Street nor protected consumers. Indeed, it did worse. It institutionalized “too big to fail,” thus, removing all accountability from large Wall Street firms by protecting them, not their customers. It has since become a Rorschach test to determine whether you’re more of a politician (you believe the rhetoric of Dodd-Frank) or a mathematician (you can see through that rhetoric and into the underlying reality of just what Dodd-Frank has done).

Christopher Carosa

BenefitsPRO

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