How old are you? That could determine how stressed you are about retirement.

But the degree to which you're stressed may not be highest if you're closest to the Big Day, which may come as a surprise to many.

According to Franklin Templeton's 2016 Retirement Income Strategies and Expectations (RISE) survey, those feeling the most stress about the issue of retirement are GenXers and millennials—those who are farthest away from the Big Day.

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