In today's hyper-competitive business environment, productivity is king. But any number of outside factors may hamper a worker's ability to stay focused. In fact, in the latest PwC Employee Financial Wellness Survey, 20 percent of employees reported that financial concerns have been a distraction at work. 

With the proliferation of data breaches grabbing news headlines, the very real risk of exposure of consumers' personal and financial information is becoming the new norm. This leaves employees, executives and board members wondering how they can protect and manage their identity before a breach happens. They have ample reason to be distraught and distracted if their personal information is exposed. Identity theft victims are vulnerable to significant financial loss and an ongoing fear of fraud. 

The latest wave of cyber attacks and data breaches have evolved beyond the simple, cancel-your-credit-card scenario. They now threaten to unleash a torrent of harm on consumers. In addition to the pilfering of payment card data which may be used for fraudulent charges, health care records are also routinely stolen and used to obtain treatments and medications. Social Security numbers and other personal data is obtained by thieves for the purposes of identity theft, with a rash of new accounts being opened or even criminal records being attributed to the wrong person. It is the very definition of a nightmare.