Employees aren't the only ones who'd like some help negotiating the maze of voluntary benefits — two out of five employers who don't already have a financial advisor to guide them say they'd be happy to have professional help. 

That's according to a MassMutual Life Insurance study, which found that 39 percent of employers without an advisor would find help on such voluntary benefit options as retirement plans, life and disability insurance, and other protection benefits "extremely valuable" or "very valuable." In addition, 57 percent would characterize such help as at least "somewhat" or more valuable. 

The 2016 MassMutual Benefits Advice Study, conducted by Greenwald & Associates as part of a broader research project, surveyed 565 U.S. employers of different sizes ranging from fewer than 25 employees to 1,000 or more employees. And apparently, the larger the firm, the more they'd value the help. 

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