If you’re looking for a financial wellness program foryour company, you probably have some goals in mind for it — maybehelping your employees with their money, growing participation in a401(k) plan, or increasing productivity.

Those are all good goals. But though they’re often held up asgreat ideals, most companies and employees aren’t living up tothem.

Why not? Good goals alone don’t change behavior. And it doesyour company no good to have a financial wellness program ifbehavior change is not a core part of the teaching.

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