Having insurance is one thing. Being able to pay for a hospitalbill is a whole other thing.
Three years after the implementation of the Patient Protectionand Affordable Care Act (PPACA), the uninsured rate has dropped tojust above 10 percent, but a far greater proportion of Americansstill find basic health care unaffordable.
A recent study published in the National Bureau of EconomicResearch analyzing the credit score ratings of over 1 millionpatients from 2003 to 2007 showcases the dramatic financial effect thata single hospitalization inflicts on the insured and uninsuredalike.
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