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Social Security will be there for the younger generation, but they should prepare to only get 75 percent of what retirees get now. (Photo: iStock)

Social Security is like a Rorschach Test. Some look into the federal retirement program’s future and see nothing but doom and gloom: It is bankrupt, economically untenable, and fiscally unsustainable. Others see a solid institution — the strongest cords of America’s safety net — that just needs a few tweaks, maybe even an expansion.

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