As an e-vite it's a guaranteed loser: It's summer! Come talk about the financial and long-term caregiving needs and eventual death of your parents!

Doing that, though, could make later life a lot smoother for both parents and kids. An improved economy may be having something of a perverse effect here: The prospect of the parents' comfortable retirement — parents had to have investable assets of at least $100,000 to qualify for the survey — appears to have people pushing off these uncomfortable discussions, according to Fidelity Investments' third annual Family & Finance study. 

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