Retiring advisors and advisors starting their own firms are some of the reasons the investment advisory business is in for a sea-change, says a J.D. Power study.

Change is coming to the field of financial advice, and it’s going to be disruptive.

That’s according to the “J.D. Power 2016 U.S. Financial Advisor Satisfaction Study,” which found that traditional investment advisory services are likely to be transmogrified in a confluence of retiring advisors, the rise of the robo-advisor or automated investment-picking algorithm, and the lower fees of independent advisory shops.

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