Change is coming to the field of financial advice, and it’s going to be disruptive.

That’s according to the "J.D. Power 2016 U.S. Financial Advisor Satisfaction Study," which found that traditional investment advisory services are likely to be transmogrified in a confluence of retiring advisors, the rise of the robo-advisor or automated investment-picking algorithm, and the lower fees of independent advisory shops.

The study measures advisor satisfaction — both for employees and independents — and uses seven factors to determine how content (or otherwise) advisors are. The factors are client support; compensation; firm leadership; operational support; problem resolution; professional development support; and technology support.