Besides comparison shopping the latest Mercedes, rectangular grey back splashes, and lip injection doctors (complete with Yelp reviews and Instagram pics from the Samsung Galaxy), there are other trends to keep up with if an employer wants to be "on fleek." (Don’t know what that means? Look it up. I dare you.)

Employers across industry type, geographic location, and size offer consumer driven health plans (CDHPs) these days.

Per the Kaiser Family Foundation 2015 survey of employers ranging in size from 2 to 5000+ lives, the percentage of employees enrolled in a high-deductible health plan (HDHP) packaged with a health reimbursement arrangement (HRA) or health savings account (HSA) qualified HDHP, between 2006 and 2015 has grown from 4 percent to 24 percent (15 percent in compatible plan and 9 percent enrolled in a HDHP coupled with an HRA). They did not report information regarding FSAs, oddly enough.