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In this Wednesday, June 29, 2016 photo, a man near Mumbai is engulfed by high tide; a new study in the journal Science Advances, shows that man-made climate change affects regional rainfall patterns including Indian monsoons. (AP Photo/Rajanish Kakade)

(Bloomberg) — The world’s insurers, banks and pension funds are “inherently susceptible” to threats from climate change and must make adjustments, from shifting investment toward environmentally friendly industries to revamping strategies to reduce risk, said the Global Risk Institute.

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