Is it possible to eat healthy (and possibly lose weight) and achieve financial independence at the same time? Yep -- let's talk about the Child IRA. (Photo: Getty)

We’re here to talk finance, not food. But let me digress for a moment. Do you regularly go out to dinner (at a real restaurant, not a fast food joint) with your special someone? If so, according to Zagat’s you’re probably spending about $40 a person (for a total of $80 a dinner).

Related: 3 general concerns that thwart retirement saving

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