An overwhelming majority (77 percent) of respondents considerthe ability to save enough for retirement a major public policyissue.

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Related: Munnell calls for mandated auto-enrollment in401(k)s, IRAs

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That’s among the findings of a survey from Charles Schwab on the attitudes and behaviors of401(k) participants, which alsofound that saving for retirement is the top source of financialstress for workers, even above job security, credit card debt andmonthly expenses.

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And millennials are even more worried about saving forretirement than they are about paying off their student loans.

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And while they consider saving for retirement a major policyissue, that doesn’t mean they agree on which presidential candidatewould be better for their own financial well-being in retirement —Hillary Clinton was the choice of 52 percent of respondents, whilethe other 48 percent went with Donald Trump.

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Lots of them agree about something else, though; that theyshouldn’t be their own investment advisors, any more than theyshould be their own doctors or mechanics (and you all remember thatold lawyer saying, “He who represents himself has a fool for aclient”?).

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Seventy percent said they want professional, personalized 401(k)investment advice; 74 percent say they would be very or extremelyconfident in their ability to make the right 401(k) investmentdecisions with the help of a financial professional, while just 44percent would be that confident if left to their own devices; and85 percent would be interested in using a broader financialwellness program if it were offered by their employer.

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Most respondents said that a 401(k) is either their only orlargest source of retirement savings — but that 401(k) is importantto them; 90 percent consider it a must-have benefit, and wouldthink twice before accepting a job that didn’t offer one.

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But, as important as it might be, that doesn’t mean that peopleactually know how much they need to save for a secure retirement —just 43 percent said they knew that, compared with 91 percent whoknow their ideal credit score and 90 percent who know their idealweight.

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And it doesn’t mean that they’re prepared to sacrifice life’slittle pleasures today to ensure that their 401(k)s will see themthrough; a third of workers said they aren’t saving more becausethey don’t want to give up things that add to their quality oflife, like vacations or dinners out.

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