Almost 30 percent of defined contribution plan participants surveyed by BlackRock say they feel “unsure” about their retirement readiness. (Photo: Getty)

Workers who are unsure of where they stand in retirement preparedness might be more reassured if they have taken a couple of basic steps with regard to retirement planning: figuring out how much money they need and figuring out how to make their retirement savings generate income once they leave the workplace.

Related: A new 401(k) education paradigm?

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