When clients have large balances in retirement plans or IRAs, and they can start benefits at 66, DRCs may not be as valuable because of the tax impact. (Photo: Getty)

With so many financial advisors recommending that clients maximize Social Security Delayed Retirement Credits (DRCs), it’s helpful to know a few nuances of DRCs that some clients may want to consider.

Related: Social Security COLA for 2017: Expect minimal increase, if any

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