When looking for a new job, one of the biggest questions can be how much vacation they're willing to provide — and how much other time off you'll be paid for, whether it's holidays, sick leave or other categories.

And especially at this time of year, when the holidays are approaching and thoughts turn to how many days of celebration can be marked off on the calendar, that question becomes even more important — despite the fact that Americans can be pretty bad about using all the time off due them.

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