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About 3 million people are insured under their parents’ policies, and that’s approximately double the number of people aged 18–25 who have actually bought insurance on the exchanges. (Photo: iStock)

Among its popular features, the Affordable Care Act allows people under the age of 26 to stay on their parents’ health insurance, meaning they don’t have to sign up for health coverage on their own until that time — likely through the ACA’s exchanges, if they’re not covered by an employer’s plan.

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