Definition of an Alpha male in the Trump mode: You impact the arena before you’re even formally introduced.(Photo: AP)

What a difference a presidential election makes. I recently had a chance to quiz several different well-regarded financial writers about what 2016 events they felt produced the most significant course alterations within the retirement plan industry (see “These Five Developments Dramatically Changed the Retirement Fiduciary World in 2016,” FiduciaryNews.com, December 13, 2016). These folks aren’t just bloggers, they live and breathe each day as professionals within the industry. That gives them a perspective not often found in the reporting of full-time journalists.

In fact it was a stimulating discussion, filled with phrases like “fiduciary rule,” “State-run retirement plans,” and “Excessive fee litigation.” We explored many iterations and scenarios. We conjured up a cornucopia of scenarios. In many ways, we expressed the thoughts of many others who reflected on this very same subject. It was all fun and games,… until we came face to face with the 800-pound gorilla in the room.

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