Retirement, and the retirement plan industry, are both in flux, as workers struggle to save enough, employers look for ways to make them more successful at doing so and regulations change the way retirement plans and advisors work.

According to retirement plan provider Fidelity, conversations with employers and analysis of employee behaviors have led to expectations of the following 7 chief trends in workplace benefits that it expects to see in 2017.

7. Changes in Washington: DOL and ACA

One of the most anticipated (or dreaded) sources of change to affect the retirement plan industry is the implementation of the Department of Labor's fiduciary rule, and one of the groups that may feel as if it's most in the rule's crosshairs is advisors.

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