As the national conversation continues to focus on how to get more Americans health care, a new study shows those with health insurance aren't using it to their full advantage. ConsumerMedical commissioned the study, which shows many employees at large and midsize companies don't shop around for their coverage or know how to make the most of their health insurance plans.

The survey includes responses from 1,000 people at companies with more than 500 employees who have high-deductible plans through their employer.

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