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While robo-advisors may offer management at a fraction of the cost of a dedicated financial planner, at what point does the lack of personal touch affect long-term success? (Photo: AP)

Technology is often a catalyst for driving economic change and disruption, and the financial planning industry is no exception.

Moving beyond the ability to manage and view one’s banking and brokerage accounts online, investors are now able to use new technology, in the form of “robo-advisors,” that offer inexpensive financial advice.

 

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