An idea for helping tax filers save more of their tax refund depends on the type of hint or suggestion you make. (Photo: Bigstock)

To make people set aside some of their income tax refunds, you can hint at them to do it—but only some hints are effective.

Those are among the findings of a study appearing in the Journal of Consumer Affairs, which sought to identify ways to encourage low- and moderate-income households to save more of their tax refunds.

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