Prior to the passage of the Affordable Care Act in 2010, women who sought to purchase health insurance regularly confronted some harsh market conditions.

Insurance companies in the era before Obamacare often wouldn't underwrite pregnant women or would issue policies that excluded care during pregnancy. Having delivered a child via cesarean section, as more than 1 million women do every year in the U.S., also pushed women into a higher-cost category, or disqualified them altogether.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.