Prior to the passage of the Affordable Care Act in 2010, women who sought to purchase health insurance regularly confronted some harsh market conditions.

Insurance companies in the era before Obamacare often wouldn't underwrite pregnant women or would issue policies that excluded care during pregnancy. Having delivered a child via cesarean section, as more than 1 million women do every year in the U.S., also pushed women into a higher-cost category, or disqualified them altogether.

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