Carriers looking to make the small group health insurance marketmore efficient are taking a number of actions, including cuttingbrokers to eliminate commissions. But according to a new Accenturesurvey of small employers, that could be amistake.

Small businesses with 2–50 employees, the study says, “are agrowth engine for the American economy,” but fewer of them areoffering health insurance. In fact, the percentage of firmsoffering health benefits dropped from 59 percent in 2012 to 53percent in 2016.

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