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What you need to know about deferred income annuities, QLACs & RMDs

Learn about using DIAs as qualified longevity annuity contracts and the problem with using a QLAC to avoid RMD obligations.

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Learn about using DIAs as qualified longevity annuity contracts and the problem with using a QLAC to avoid RMD obligations.(Photo: iStock)

The deferred income annuity (also called the “longevity annuity”) is a relatively new type of annuity contract, different from both the deferred and immediate types.

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