Participants in 401(k)s in their 20s during the mid-1990s chosedifferent asset allocations than those in their 20s at the end of2015, according to new research from the Employee Benefit ResearchInstitute.
The study “401(k) Plan Asset Allocation, Account Balances,and Loan Activity in 2015,” which looks at how 401(k) plan participants managed their assetallocations up to the end of 2015, allows a comparisonwith participants’ choices back in the 1990s.
It indicates that younger plan participants in 2015 had lowerallocations to company stock and higher allocations to balancedfunds than their predecessors in the 1990s.
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