State insurance commissioners have a message for Congress and the Trump administration: fund the cost-sharing reduction payments so the Affordable Care Act exchanges can be stabilized. 

Several members of the National Association of Insurance Commissioners, on Wednesday testified before the Senate Committee on Health, Education, Labor and Pensions, urging Congress to fully fund CSR payments to health insurers and "provide sufficient and sustained stability funding in response to market uncertainty." 

"The CSR funding issue is the single most critical issue that you can address to help stabilize insurance markets for 2018 and potentially bring down costs," Julie Mix McPeak, NAIC President-Elect and Tennessee Insurance Commissioner, said in prepared remarks. "And to be clear, this issue is not an 'insurer bailout.' CSR funding ensures that some of our most vulnerable consumers receive assistance for copays and deductibles that are required to be paid under federal law." 

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.