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While straightford on the surface, getting the details right in your stop-loss coverage can save or cost companies millions. (Photo: Shutterstock)

It’s fall and if you’re a benefits leader, you are probably gearing up for open enrollment and finalizing any new vendor implementations. Now is also the time when most self-insured plan sponsors need to obtain or renew a stop-loss insurance policy, a policy placed on a self-insured medical plan that reimburses the plan sponsor for claims exceeding specified levels. 

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