With the state of health insurance in flux, many employers are wondering what challenges may arise with new legislation. Efforts to repeal and replace the Affordable Care Act continue, while some Democrats want a “Medicare for All” approach. In the meantime, however, employee benefits remain the responsibility of employers. These benefits are critical to attracting and retaining top talent at an organization. In fact, 80 percent of employees would prefer benefits over a pay raise, according to the 2015 Glassdoor Employment Confidence Survey.

Finding the right benefits for your organization is critical to recruit and retain the talent you want at your company. Here are five ways that employers can create the optimal benefits model for their employees and their business:

1. Consider the perspective of your employees. Your employees want an affordable plan with a variety of options available to fit their lifestyles. Organizations can leverage data to segment their employee populations by classification, age, location and other demographics and determine what plans will be best to offer. A one-size-fits-all approach will not lead to employee satisfaction — you need to address varying needs and tailor your plan to suit your business objectives.