With the state of health insurance in flux, many employers arewondering what challenges may arise with new legislation. Effortsto repeal and replace the Affordable Care Act continue, while someDemocrats want a “Medicare for All” approach. In the meantime,however, employee benefits remain the responsibility of employers.These benefits are critical to attracting and retaining top talentat an organization. In fact, 80 percent of employees would preferbenefits over a pay raise, according to the 2015Glassdoor Employment Confidence Survey.

Finding the right benefits for your organization is critical torecruit and retain the talent you want at your company. Here arefive ways that employers can create the optimal benefits model fortheir employees and their business:

1. Consider the perspective of your employees. Youremployees want an affordable plan with a variety of optionsavailable to fit their lifestyles. Organizations can leverage datato segment their employee populations by classification, age,location and other demographics and determine what plans will bebest to offer. A one-size-fits-all approach will not lead toemployee satisfaction — you need to address varying needs andtailor your plan to suit your business objectives.