Two large health insurance market makers say customers who haveto pay the full cost of their individual major medical coverage themselvesare facing big increases in premium bills for 2018coverage.
For consumers who qualify to use Affordable Care Act advancepremium tax credits, however, average increasesin out-of-pocket spending may be under 10 percent.
The data
Analysts at eHealth Inc., the for-profit company thatruns the eHealthInsurance.com insurance sales website, haspublished one batch of data, based on unsubsidized individual majormedical purchases made from Nov. 1 through Nov. 20.
Analysts at Connect for Health Colorado, the state-basedAffordable Care Act public health insurance exchange in Colorado,has based its data on its sales of subsidized and unsubsidized individualmajor medical sales for the period from Nov. 1 through Nov.21.
The for-profit web broker
At eHealth, which does business throughout the United States,the cost of unsubsidized, bare-bones, bronze-level 2018 coverage isaveraging $452 per month, up 21 percent from the average monthlyprice for 2017 coverage.
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Allison Bell
Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.
