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For the vast majority of employees who don’t have an attorney easily available for legal advice, a legal services benefit can be a huge asset. (Image: Shutterstock)

Data breaches are happening at a record pace these days, making identity theft and fraud seem practically inevitable. Perhaps that’s why the majority of Americans in a recent survey hadn’t even checked to see if they were victims of a major breach. Maybe they’re thinking, “What’s the point if it’s going to happen anyway?”

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