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Live long OR prosper? Over half of GenX and baby boomers surveyed said that outliving their savings and investments is one of their greatest retirement fears. (Photo: Shutterstock)

They’re planning to live long, but as for prospering, not many are confident that they will.

According to “Wishful Thinking or Within Reach: Three Generations Prepare for ‘Retirement,’” a report from the Transamerica Center for Retirement Studies, while workers estimate that they’ll live to age 90 (actually, that’s the median; 14 percent actually aim for 100), only 18 percent are very confident that they’ll be able to completely retire and have a comfortable lifestyle.

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