The insurance market in 2016 was marked by chaos and uncertainty, and 2017 will probably be remembered in much the same way.

So why are brokers expressing optimism?

The main reason is that along with the chaos, there are promising new developments and evolving trends that suggest employers will be able to turn to brokers for education and innovation within the insurance market. Even with expected cost increases, brokers are expressing cautious optimism that there are emerging solutions to the challenges of health care and other employer-sponsored benefits.

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