Invest in the triple tax advantage* of an HSA

HSA-eligible health plan health savings account (HSA) 2018 *

Build an emergency fund

Pay off debt

Increase your 401(k) contribution

*All mention of taxes is made in reference to federal tax law. States can choose to follow the federal tax-treatment guidelines for HSAs or establish their own; some states tax HSA contributions. Please check with each state's tax laws to determine the tax treatment of HSA contributions, or consult your tax adviser. Neither UMB Bank n.a., nor its parent, subsidiaries, or affiliates are engaged in rendering tax or legal advice and this document is not intended as tax or legal advice. This material is provided for educational purposes only and all opinions represent UMB Healthcare Services' judgment as of the date this material is published and are subject to change at any time without notice. You should not use this material as a substitute for your own judgment, and you might want to consult with professional advisors before making any tax, legal, financial planning or investment decisions. This material contains no investment recommendations.

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