The effort to make patients better health care shoppers by increasing theirout-of-pocket costs seems to be working,according to actuaries at the Centers for Medicare and MedicaidServices (CMS).

A team of CMS actuaries and economists says moves to increasepatients' out-of-pocket costs, or “give them more skin in the game,” appear to be working tohold down overall U.S. health care spending.

Gigi Cuckler and other analysts at the CMS Office of the Actuarytalk about the effects of high-deductible plans on health care costs intheir latest batch of national health expenditure projections.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.