Kidneys Nearly 10 percent of Americans over 20 years old have some level of chronic kidney disease. (Photo: Shutterstock)

Kidney failure—and dialysis treatment that follows—is both a life-changing disease for employees and a catastrophic health plan expense for employers and insurers. In fact, according to the National Kidney Foundation, "the annual Medicare spending to treat kidney failure in the U.S. is approximately $31 billion."

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