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Nest egg with IRA, Pension, and 401(k) Fewer Americans have just a pension now, while the percentage of families that had just a DC plan in 1992 — 37.5 percent — soared to over 66 percent in 2016. (Photo: Shutterstock)

When it comes to retirement income sources, individual account retirement plans are the dominant source of financial assets for retirement income for both current and future retirees, and they continue to proliferate in the market.

Individual account retirement plans are employment-based defined contribution plans and individual retirement accounts, as opposed to defined benefit plans.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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